Financing

Rural Housing Repair and Rehabilitation Loan Program

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Another program, operated by the federal government, can provide funds for water well improvements. Rural Housing Repair and Rehabilitation Loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards. This loan is a 1 percent loan that may be repaid over a 20-year period.

To learn how to apply, visit www.rurdev.usda.gov/recd_map.html, then click on your state to look for information on programs.
Some state agencies have a mechanism in place to assist homeowners with repair/replacement of failing septic systems, while others do not. For more information, contact your state regulator, and/or read about your state’s regulatory program at the National Small Flows Clearinghouse Web site in the National Summary Citations.

For information on non-profit organizations offering low-interest loans and grants for water well work, contact:

Derek L. Jones
Community Programs Specialist
Water and Environmental Programs
USDA/RD/RUS
202-720-9640
Derek.jones@wdc.usda.gov
www.rurdev.usda.gov

Household Water Well Program

The Household Water Well Program is funded by the federal government and administered through qualified non-profit organizations. The program loans up to $11,000 per household for existing home owners to repair or replace wells. The 20-year loans are repaid at 1 percent interest.

State Counties covered Program Name Contact information
Arkansas Northwest Arkansas (Benton, Crawford, Franklin, Madison, Marion) and Oklahoma (Sequoyah) Water Well Trust, Inc. Margaret Martens

202/625.4383

California Fresno, Kern, Kings, Madera, Merced, Stanislaus, Tulare Self-Help Enterprise, Inc. Karen Sauceda

559/802.1610

Georgia Brooks, Calhoun, Clay, Colquitt, Crisp, Decatur, Dooly, Early, Grady, Lee, Miller, Mitchell, Quitman, Randolph, Seminole, Terrell, Tift, Thomas, Turner, Worth Golden Triangle Julie Shutters

229/723.3841

Georgia Appling, Atkinson, Bacon,

Ben Hill, Berrien, Brantley, Charlton, Clinch, Coffee, Cook, Echols, Irwin, Jeff Davis, Lanier, Lowndes, Pierce, Tift, Ware, Wayne

Seven.Rivers RC&D Brenda Hallman

912/367.1432

Virginia Serves DE, MD, VA, NC, SC, GA, FL Southeast Rural Community Assistance Program (SERCAP) 540/345.1184